I won a contest from PolicyMic with a proposal for fixing the Affordable Care Act. The proposal with the most “mics” in each of three categories, Local Education, National Engagement, and Policy Proposals, will receive a personal response from the White House.
PolicyMic is the voice of our generation, and we’re using our exciting platform to spark meaningful conversation on the issues that matter to young people. PolicyMic‘s “Open Mic” for health care gave our generation the unique opportunity to share their thoughts, concerns, and ideas on how to educate our generation about the Affordable Care Act (ACA) and suggest ways to make the law work better for us.
Mine is a Policy Proposal category. I called it They want you to think this is complicated. It’s really not. Let competition work. Each submission had to be under 500 words.
Due to government tampering, there is no market for health insurance. It’s currently illegal to:
*Offer customers catastrophic-care health insurance
*Sell health insurance plans across state lines
*Give employees cash to buy plans at the same tax rate as choosing their health insurance for them
Ending the regulatory burden and tax incentives in just these three areas would:
*Give Millennials the ability to buy affordable health insurance that works for them
*Force insurers to actually compete for customers, increasing quality while decreasing price
*End the employer/insurance link, eliminating the incentive for plans which cover routine care
Paying for routine care out of pocket instead of through insurance would allow and incentivize price shopping and competition, decreasing prices and increasing quality. It would also reduce administrative costs and overtreatment.
They want you to think this is complicated. It’s really not. Let competition work.
That proposal beat the next-best-performing submission by more than 100 mics. The White House will be issuing a response in January.
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